Florida Car Title Transfer Law: What You Need to Know

July 27, 2022 - 4:14 am - 3 min read
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Understanding Florida Car Title Transfer

When you purchase a car in Florida or inherit one, the first thing you need to do is transfer the car title to your name. A car title transfer is a legal process and requires some paperwork to be completed. Florida law mandates that a car title must be transferred within 30 days of the purchase or transfer of ownership.

Documents Needed for Florida Car Title Transfer

To transfer a car title in Florida, the following documents are required:

1. Completed Application for Certificate of Title With/Without Registration (Form HSMV 82040)
2. Proof of identification, such as a valid driver’s license, Florida ID card, or passport
3. Proof of insurance
4. Proof of Florida sales tax, if applicable
5. Original car title signed by the seller
6. Odometer reading, if the car is less than 10 years old.

Additionally, if you are transferring a car title due to death, you will need to submit a certified copy of the death certificate and a will that appoints an executor, if applicable.

Car Title Transfer Fees

The cost of transferring a car title in Florida varies depending on whether the car is purchased from a dealer or an individual. If you are transferring a car title due to inheritance, there might be additional fees. The fees associated with transferring a car title in Florida include:

1. Title fee – $75.25
2. Electronic title fee – $2.50
3. Sales tax – 6% of the purchase price, unless exempt.

Common Mistakes to Avoid While Transferring a Car Title in Florida

Transferring a car title may seem like a simple process, but some common mistakes can lead to unnecessary delays, fines, or even legal problems. Some of the common mistakes to avoid when transferring a car title in Florida include:

1. Failing to sign the title correctly
2. Failing to provide a bill of sale or purchase agreement
3. Providing incorrect odometer readings
4. Failing to obtain a lien satisfaction letter from the seller, if the car is financed
5. Failing to notify the Department of Motor Vehicles about an address change.

Consequences of Not Transferring a Car Title in Florida

Transferring a car title may seem like a hassle, but failing to do so has consequences. According to Florida law, failure to transfer a car title within 30 days can result in a penalty of $20 or more. Failing to transfer a car title can also lead to legal issues, especially if you are involved in an accident or if your car is stolen.

Conclusion

Transferring a car title may seem like a minor detail when you purchase or inherit a car, but it is a legal requirement in Florida. Understanding the process and ensuring that you have the necessary documents can prevent unnecessary delays, fines, or legal issues. Keep in mind the common mistakes to avoid and the consequences of not transferring a car title within 30 days. By following the Florida car title transfer laws, you can ensure that you have a hassle-free car ownership experience.

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